Loan Ratio What Is a Loan-to-Value Ratio and What Does It Mean? Cassandra C. Raines Apr 21, 2022 The loan-to-value (LTV) ratio, also known as the loan-to-value (LTV) ratio, is a measure of how much you want to borrow compared to the appraised worth of the property you want to buy. A higher LTV ratio indicates greater risk, as default!-->…